When moving your parents into assisted living, you want to make sure everything is arranged carefully, both for their comfort and to protect your finances. Careful planning with an elder law attorney Los Angeles will help you keep your parents safe, happy, and healthy.
Assisted living is always a major transition for the people involved, even when it is unavoidable. Here are some steps that will ensure you can make the right choice for your parents.
Financial Planning for the Elderly
Aging comes with its own unique set of costs. As your family ages, they may need more medical care, special equipment, and tools, or even help around the house. Financial planning for retirement and other costs can make this a little easier when the time comes.
Elderly people face their own unique challenges when it comes to paying for healthcare and related services. Because of their vulnerability, they also tend to be the victims of elderly scams. As you take the position of a caretaker, it’s a good idea to learn more about these concerns and how they will affect your loved one.
An elder law expert can help you understand and anticipate common pitfalls you may face when helping your parents or other family members age comfortably. Getting help from an expert can relieve your fear and provide the best outcome for your parents.
Figure Out a Budget
When considering different nursing homes and facilities, the budget will likely be one of the main deciding factors. Nursing homes and assisted living homes can cost thousands of dollars a month.
Elderly people are often entitled to financial assistance for their medical needs in the form of Medicare and disability benefits. Accessing those benefits can turn out to be a complicated process. However, legal experts can help you navigate the system and give you relevant advice on whether or not your family will qualify for benefits.
An attorney can also help you learn more about payment options and how you can protect family assets while still taking advantage of benefits like Medicare. Some trusts and estate planning documents are specifically designed to help seniors access the best healthcare possible.
Research Different Types of Facilities
There are many types of facilities that offer assisted living services. As you consider the various options, it’s essential to do your research so you can narrow down the choices.
If you have an elderly loved one who experiences dementia, for instance, you may look for a place that specializes in helping residents with every aspect of daily life, including eating and getting dressed.
Some people benefit from at-home care or short-term assisted living communities. They may thrive in an environment that gives them more independence — and that type of care may also be more affordable.
Consider Your Parents’ Needs
When you move your parents into an assisted living facility, it’s crucial to find one that meets their practical and emotional needs. What do your parents need most? You can start by listing their medical issues, such as limited mobility, an inability to get dressed, or the need for special equipment and furniture.
Emotional needs and preferences can also come into play. If your parents are very social, then a place with community activities could provide them with much-needed opportunities to socialize.
The type of facility you choose will affect your loved one’s overall well-being and help them thrive even as they adjust to a new lifestyle. Don’t be afraid to ask questions and do your research when you visit assisted living facilities.
Discuss Options With Your Parents
Moving your parents into a facility can be a tough decision, but sometimes it’s necessary for their health and quality of life. However, this doesn’t have to be a decision you make alone.
If your parents are capable of sharing their opinions and communicating with you, this can help you find an option that works for both of you. You can discuss the different facilities you are considering with your parents and get their input.
Together, you can create a checklist that includes their top priorities, special requests, and important practical concerns. Working together gives the elderly person some control over this major transition and also helps you find the best environment for them.
Ensure Access to Healthcare
Health care is important for everyone, but for elderly adults with preexisting conditions, it becomes a major point of concern. They will need uninterrupted access to their medications and regular medical care.
Any nursing home you are considering should have the capability to care for your loved ones as needed. If your family member needs physical therapy, for instance, you might prefer a home that has an in-house physical therapist.
You’ll also need to consider how your loved one will get to and from doctor’s appointments. Some facilities provide transportation for their residents. Otherwise, you may need to arrange it yourself.
Other concerns include transferring prescription locations and getting in touch with the insurance company. The staff may be able to help you manage routine health care. Ask questions and make sure any assisted living space has the resources your family needs!
Get in Touch With an Elder Law Expert
Elderly adults often have special needs and healthcare requirements. If you have stepped up to help your family members navigate this stage of life, hiring an elder law attorney in Los Angeles is one of the best decisions you can make.
At McKenzie Legal & Financial, we specialize in helping our clients navigate the unique concerns that elderly people face. Our founding attorney has spent decades in estate planning law and is also a registered financial consultant. His experience in law and finance makes him the perfect guide as you seek to give your family members a comfortable life.
We have spent many years helping families make the best choices for their elderly relatives. Contact us to set up a consultation and learn more about our legal services!